Loans without proof of earnings

In order to receive a loan from a bank, you will usually need to present a number of confirmations and documents. A bank is mostly interested in a document regarding your income, based on which it determines whether and under what terms a loan will be provided to you. If you do not want to subject yourself to such formalities or if you cannot easily prove your income, you can apply for a loan without proof of income

Loans from non-bank companies

These loans are provided by non-bank financial companies. They are not as interested in the loan applicant's income situation and will lend money easily. You will not usually need either a cosigner or to pledge real estate as collateral, and these types of loans can be obtained even by people who have had problems in the past with repayment of other loans and lines of credit. The price paid for speed and easy availability of these types of loans is a higher interest rate as well as increased risk. Therefore, it is necessary to read the loan contract carefully and ask extensively about whatever you do not understand.